Compare ACA marketplace health insurance plans

What is an ACA marketplace health plan?

ACA marketplace plans (also called Obamacare plans) are health insurance policies sold through the federal or state Health Insurance Marketplace. All ACA plans cover essential health benefits and cannot deny coverage for pre-existing conditions. Depending on your household income, you may also qualify for premium tax credits that lower your monthly cost.

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How Cover H-Town helps you shop ACA plans

• Check your eligibility for premium tax credits and cost-sharing reductions
• Compare Bronze, Silver, Gold, and Platinum metal-tier plans
• Review provider networks so your doctors are covered
• Compare marketplace plans against private, non-ACA alternatives
• Assist with enrollment during Open Enrollment or a Special Enrollment Period

ACA marketplace vs. private health insurance

Marketplace plans are the only place to access premium tax credits, but private, non-ACA health insurance plans can sometimes offer lower premiums for those who don't qualify for a subsidy. Cover H-Town compares both paths side by side so you can see the true cost and coverage difference before you decide.