Medicare guidance for Houston retirees

Medicare coverage, explained simply

Medicare open enrollment brings a flood of mail, ads, and phone calls — and it's easy to feel unsure which Medicare plan actually fits your health needs and budget. Cover H-Town's licensed Medicare agents provide free, unbiased comparisons of Medicare Advantage and Medicare Supplement (Medigap) plans available in your Houston zip code.

Medicare plans we help you compare

• Medicare Advantage (Part C) plans, including HMO and PPO options
• Medicare Supplement (Medigap) plans to cover out-of-pocket costs
• Medicare Part D prescription drug plans
• Dental, vision, and hearing add-ons for Medicare beneficiaries
• Special Needs Plans (SNPs) for qualifying conditions

When to review your Medicare plan

You can enroll in Medicare during your Initial Enrollment Period around your 65th birthday, and you can review or switch plans every year during the Medicare Annual Enrollment Period (October 15 – December 7). Our agents recommend an annual check-in, since provider networks, drug formularies, and premiums can change year to year.