Individual and family health insurance plans built around your budget
Compare individual health insurance and family health insurance plans from multiple carriers, and enroll in coverage that fits your household and your budget.
Affordable health coverage for individuals and families
Whether you're self-employed, between jobs, or simply want a lower-premium way to get covered, Cover H-Town helps you compare private individual and family health insurance options from top-rated carriers. We look at your household size, income, health needs, and preferred doctors to narrow down the plans worth considering.
Types of individual and family health plans we offer
- Private major medical health insurance plans
- Short-term medical insurance for coverage gaps
- Health share and indemnity-style medical plans
- Add-on benefits: prescription drug coverage, telehealth, and preventive care
- Marketplace plans also available for those who prefer them
How to choose the right family health insurance plan
Monthly premium is only part of the picture. A lower-premium plan with a high deductible may cost more overall if your family visits the doctor often, while a richer plan may be worth the higher premium if you manage an ongoing condition. Our agents walk through your deductible, copay, out-of-pocket maximum, and provider network with you before you enroll, so there are no surprises later.
What if I don't qualify for a subsidy?
If a subsidy isn't in the picture, a private plan can often get you covered for less than a full-price marketplace plan. Our agents can show you side-by-side pricing so you can see what fits your budget.
Can I get coverage outside of open enrollment?
Yes. Private health insurance plans are typically available to apply for year-round, so you're not stuck waiting for an enrollment window to get covered.
Get covered with an individual or family plan
Get a free quote comparison from a licensed Cover H-Town agent — no cost, no obligation.
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